It's natural to want your kids to have a secure future. But when it comes to teaching the next generation how to handle money, parents are failing. Still there is hope! Financial expert Mary Hunt shows parents how to raise kids who have a healthy relationship with money--even if the parents themselves have made financial mistakes along the way or are struggling financially right now. Drawing from solid statistics and her own hard-won knowledge and experience, Hunt helps parents protect their children from the financial pitfalls of easy credit, an attitude of entitlement, and our culture's chummy relationship with debt. From preschool through the teen years, every stage of a child's development is covered, including how to talk to them about money, how to help them start saving money and giving it away, and how to manage money wisely.
"At best you have 18 years to teach your kids how to manage money skillfully. If you fail to do that, you're setting your kids up for a lifetime of miserable debt. But if you teach them to be effective money managers now you will send them into the world with the gift of confidence and self-determination. So how do you accomplish this overwhelming challenge? That's where most parents hit a block wall. They feel about as confident to teach money management to their children as the kids want to sit through boring lessons about how money doesn't grow on trees. Don't panic! Everything you need to get the job done is right here in this book. You're about to learn an amazing and proven method for raising financially confident kids. This is real life teaching. Monday is the best tool to teach kids how the real world operates, and it prepares them to live successfully in the real world, too. Think it's too late to debt-proof your kids? It's only too late if you don't start NOW!" -- back cover.
This combination parenting and personal finance book helps parents teach their children key money skills--such as saving, spending, budgeting, investing, building credit, and donating--that they'll need to become financially secure adults. In this updated edition of Raising Financially Fit Kids, Joline Godfrey shares knowledge gleaned from two decades of preparing children and families for financial independence and stewardship, philanthropic effectiveness, and meaningful economic lives. At the heart of the book are three big ideas: • Financial education is not just about the money; it’s about building great families and raising self-confident kids who have the tools to realize their dreams. • Financial sustainability means living within one’s means and acquiring skills to create and manage human and financial capital. • Giving wisely is a global citizen’s responsibility. Designed for parents, grandparents, mentors, advisors, and educators, Raising Financially Fit Kids uses ten core money skills applied across five developmental life stages: children, tweens, middle schoolers, high schoolers, and twenty-somethings. Each stage includes age-appropriate activities that make financial fitness fun, from mall scavenger hunts to financial film festivals. In this global economic landscape, we all need financial fluency. Whether your child is five, fifteen, or twenty-five years old, it’s never too late to teach financial literacy. Raising Financially Fit Kids prepares your children for the complexities of living in a global economy and helps your family up your game from good to great.
Millions of consumers worldwide have become trapped in a vicious spiral of debt. In the UK alone, the average owed by adults is £29,747, a sum which grows at a painfully high rate. But what can be done about it? It so easily gets out of control and there comes a point when you just don't think you'll ever get out of it. But there is hope. In this book Katie Clark and Rob Parsons guide you through the smart way to get out of debt and transform your finances. In sixty minutes.
Practical and life-changing, THE MONEY SECRET will totally revolutionise your attitude to money and show how it can either be the source of freedom and happiness or a burden of guilt and debt. When you have finished this powerful story you will want to cut up your credit cards forever and rid yourself of the power of the banks and lenders and advertisers who dupe us all into a spending frenzy based on false promises and slick delusions. As well as offering solutions this book will challenge the status quo and question current spending habits. Rich or poor, we have all at some time felt in despair about money and its power over our lives. Rob Parsons shows a new way forward which will change your life, focus your priorities and put you back in control.
How One Family Learned That Saying No Can Lead to Life's Biggest Yes
Author: Kristen Welch
“But everyone else has it.” “If you loved me, you’d get it for me!” When you hear these comments from your kids, it can be tough not to cave. You love your children—don’t you want them to be happy and to fit in? Kristen Welch knows firsthand it’s not that easy. In fact, she’s found out that when you say yes too often, it’s not only hard on your peace of mind and your wallet—it actually puts your kids at long-term risk. In Raising Grateful Kids in an Entitled World, Kristen shares the ups and downs in her own family’s journey of discovering why it’s healthiest not to give their kids everything. Teaching them the difference between “want” and “need” is the first step in the right direction. With many practical tips and anecdotes, she shares how to say the ultimate yes as a family by bringing up faith-filled kids who will love God, serve others, and grow into hardworking, fulfilled, and successful adults. It’s never too late to raise grateful kids. Get ready to cultivate a spirit of genuine appreciation and create a Jesus-centered home in which your kids don’t just say—but mean!—“thank you” for everything they have.
Americans young and old are flunking their finances. A shocking 77 percent live paycheck to paycheck with no savings. And 43 percent of Americans have less than $10,000 saved for retirement, while 49 percent could cover less than one month's expenses if they lost their income. In the face of this bleak financial picture, bestselling author and finance expert Mary Hunt offers 7 Money Rules for Life®. This no-nonsense and encouraging book gives readers the keys to get their money under control and get prepared financially for the rest of their lives. In her warm and engaging style, Hunt takes everything that she's learned over the past twenty years and boils it all down. Presented in a conversational style and readable in a weekend, this book offers applications for each of the seven rules as well as practical advice for how to recover from past financial mistakes. These simple, unchanging, basic rules work in every financial situation, for every income level, and for every stage of life. Money mastery isn't really that hard. 7 Money Rules for Life® can help readers change their futures from uncertain to rock-solid with principles they can apply right away.
Want confident, independent, financially responsible kids? Who doesn't? And yet raising kids to fit that bill can be a tall order for even the most dedicated parents. Even when you understand the importance of attempting such a feat, how do you get started? Good news-with this book in your hands, you already have. "Time Well Spent" will show you how to implement a family chore system that pumps out kids who can work hard and do things for themselves. Unlike other books of its kind, "Time Well Spent" is divided into three phases designed to ease you and your kids into a habitually hard-working and independent way of life-one step at a time. In these pages you will find detailed instructions, field-tested ideas, and personal stories that will guide you in your own journey toward having confident, independent, financially responsible kids. With some well-invested time from a well-meaning parent, it can be done. Let "Time Well Spent" show you how.
Featured on Oprah and the Today Show, and selected by a Book of the Month Club, Statman's award-winning Raising Careful, Confident Kids in a Crazy World is considered the definitive book on how to teach personal safety and other necessary skills for today's world.Her groundbreaking approach -- a blend of practical information and easy-to-teach tools -- earned her an international reputation as a pioneer in the field of parent education. Parents learn how to prepare not scare kids with practical, positive information that they can use anytime, anywhere Throughout the book, Statman emphasizes self-esteem and open communication, the foundation for children's safe passage through childhood and adolescence. Most importantly, skills are presented according to age and stage, so that parents don't teach too much too soon or too little too late.Raising Careful, Confident Kids in a Crazy World is published in Russia, China and Spanish-speaking countries world-wide.