Inventing Retirement

The Development of Occupational Pensions in Britain

Author: Leslie Hannah

Publisher: Cambridge University Press


Category: Business & Economics

Page: 201

View: 821

This 1986 book examines why old-age saving became rooted in the employment contract.


Law, Policy and Practice

Author: Sinéad Agnew

Publisher: Bloomsbury Publishing


Category: Law

Page: 416

View: 525

State pensions are the largest item in the UK social security budget, costing £96.7 billion in 2017/18. In the same year, 45.6 million people were members of UK occupational pension schemes (out of a total population of 66.4 million) and the total amount saved into workplace schemes in 2018 was £90.4 billion. A consequence of the pensions sector's large size has been that pensions law and social security law have become increasingly specialised areas of practice. Yet despite their social and economic importance and the fascinating legal issues they generate, pensions have not been the subject of sustained academic attention. This book starts to fill this gap by initiating a dialogue between practitioners and scholars working on pensions law and policy, groups who have much to learn from one another.

Who Am I Now?

Simple Steps to Inventing Your Future After Divorce, Retirement, Death of a Spouse, Empty Nest, Etc

Author: Pat Mussieux





View: 200


Author: Ingrid Bauer

Publisher: Böhlau Verlag Köln Weimar


Category: Aging

Page: 166

View: 817

Are You a Stock or a Bond?

Create Your Own Pension Plan for a Secure Financial Future

Author: Moshe A. Milevsky Ph.D.

Publisher: FT Press


Category: Business & Economics

Page: 240

View: 639

“Moshe Milevsky offers an original and clear re-thinking of the most fundamental concept in one’s financial lifetime: the management of risk, in all of its not-so-obvious dimensions.”—Nick Murray, author, Simple Wealth, Inevitable Wealth “This book is another example of Moshe Milevsky’s ability to make the complex excellent primer—for both advisors and their clients alike—on the ‘How Tos’ of effective retirement income planning.”—Jim Rogers, CFP, 2008 President, The Million Dollar Round Table (MDRT) “In this new book, the author presents a holistic framework for investors and advisors to think about critical issues that impact investment decisions, such as human capital, mortality risk, and longevity risk. But even more importantly, Milevsky presents practical solutions that we can all follow to achieve financial security throughout our lives. This book is a must-read for everyone in the financial services industry.”—Peng Chen, CFA, Ibbotson Associates “This is an extremely timely and valuable book. Our financial lives have never been more complex, and the challenges for many are daunting. Milevsky provides a new perspective that can really help people make better financial decisions and attain a greater level of financial security.”—Matt Greenwald, President, Mathew Greenwald & Associates “The author has written an instant classic that will help people become better-educated retirement customers and also help financial advisors improve their professional skills.”—Francois Gadenne, Chairman of the Board and Executive Director, Retirement Income Industry Association (RIIA) “Milevsky delivers one of the best books to date on personal financial planning—a refreshing blend of content, conceptual correctness, and clarity. Buy it. Read it. Do it.”—Richard M. Ennis, Chairman, Ennis Knupp & Associates; Editor, Financial Analysts Journal In an era when traditional corporate pensions are disappearing, Social Security’ s sustainability is in question, healthcare costs are skyrocketing, and society is dumping more and more financial risk squarely onto your shoulders, Moshe Milevsky helps you comprehensively integrate all the opportunities and risks in your life: your career risks, your portfolio risks, your housing risks, and even your personal inflation and longevity risks that could lead you to financial regret and a ruined retirement. Then, he introduces a powerful, new framework for thinking about and managing your financial future that you can use to systematically reduce your vulnerability to each of these risks and, thus, generate long-term financial security. To maximize your investment returns and protect yourself and your family, you must learn to think of yourself as a small company, with assets, liabilities, a balance sheet, an income statement, and real shareholder equity. The composition and choices you make with your financial capital should reflect the nature and security of your career or job, which is your unique “human capital.” So, for example, if You, Inc. is like a “stock,” make sure your retirement savings are tilted toward “bonds.” If your job is more secure and You, Inc. is essentially a “bond,” then make sure your retirement savings are tilted toward “stocks.” Get personal with your investments and make your financial capital serve and protect your human capital. Factoring in your unique “human capital” adds a new dimension to financial planning which is a critical next step for sound and effective investing.

The Oxford Handbook of Pensions and Retirement Income

Author: Gordon L. Clark

Publisher: Oxford University Press on Demand


Category: Business & Economics

Page: 893

View: 894

This handbook draws on research from a range of academic disciplines to reflect on the implications for provisions of pension and retirement income of demographic ageing. it reviews the latest research, policy related tools, analytical methods and techniques and major theoretical frameworks.

Reconstructing Retirement

Work and Welfare in the UK and USA

Author: David Lain

Publisher: Policy Press


Category: Business & Economics

Page: 224

View: 565

This assessment of the prospects for work and retirement at age 65-plus in the UK and US is essential reading for researchers, students and practitioners interested in the late careers and the future of retirement.

Approaching Retirement

Social Divisions, Welfare and Exclusion

Author: Kirk Mann

Publisher: Policy Press


Category: Political Science

Page: 269

View: 849

Using the idea of the social division of welfare as a template, this book assesses different approaches to retirement pensions policy, highlighting their relative strengths and weaknesses. An invaluable resource for social science students and for those who teach them. Economists and pension practitioners will also find food for thought here.

Invest in retirement

Author: José Manuel Ferro Veiga

Publisher: José Manuel Ferro Veiga


Category: Business & Economics

Page: 276

View: 814

In maturity, people feel that they are the same as before, they do not tend to define themselves as old and they are not, because to speak with property of old age is to do it of lack of autonomy and not of being very old. So when people retire, they largely continue to carry out a good part of the activities they did before, except work. Freeing themselves from these obligations allows them to restructure their time and dedicate it to leisure and volunteering, to family and friends. Therefore, society must be at their height and must be able to provide them with possibilities to develop attractive activities, including material and non-material resources. This relationship will feed back, because the idea of ​​feeling useful and necessary to others makes many of the retired people make important contributions, both material and emotional, to the family and society, which undoubtedly contributes to the well-being of all.

The Columbia Retirement Handbook

Author: Abraham Monk

Publisher: Columbia University Press


Category: Social Science

Page: 605

View: 947

The Columbia Retirement Handbook

Corporate Retirement Security

Social and Ethical Issues

Author: Robert W. Kolb

Publisher: John Wiley & Sons


Category: Business & Economics

Page: 216

View: 852

This volume collects the contributions of a number of diverse anddistinguished scholars to reflect upon the topic of corporateretirement security in the United States. Contributes to the public policy debate concerning the securingof sufficient retirement funds Reflects the present discussions and disagreements about themost fundamental aspects of the employment relationship Organized into three sections, this volume focuses on ethicalissues in pension plan structure, pension plan changes, andinvesting in pension plan funds Includes a thorough and orienting introduction to thesubject

The Politics of Retirement in Britain, 1878-1948

Author: John Macnicol

Publisher: Cambridge University Press


Category: Business & Economics

Page: 436

View: 566

A very important and thorough analysis of the debate on retirement and state pensions in Britain.

The Evolving Pension System

Trends, Effects, and Proposals for Reform

Author: William G. Gale

Publisher: Brookings Institution Press


Category: Business & Economics

Page: 226

View: 980

The Evolving Pension System examines the foundations and the future of the private pension system. It provides a broad overview of the underlying assumptions, characteristics, and effects of existing pension policy, as well as alternative views on how public policy toward pensions should evolve in the future. Contributors include Robert Clark (North Carolina State University), Eric Engen (Federal Reserve Board), William G. Gale (Brookings Institution), Theodore Groom (Groom Law Group, Chartered), Daniel Halperin (Harvard), Alicia Munnell (Boston College), Leslie Papke (Michigan State University), Joseph Quinn (Boston College), Sylvester Schieber (Watson Wyatt), John B. Shoven (Stanford), and Jack Vanderhei (Temple University and EBRI). William G. Gale is the Joseph A. Pechman Fellow in the Economic Studies program at the Brookings Institution. John B. Shoven is Charles R. Schwab Professor at Stanford University. Mark J. Warshawsky is director of research at the TIAA-CREF Institute.

Banking on Death

Or, Investing in Life : the History and Future of Pensions

Author: Robin Blackburn

Publisher: Verso


Category: Political Science

Page: 550

View: 835

A panoramic view of the origins and development of the pension idea.

Fundamentals of Private Pensions

Author: Dan Mays McGill

Publisher: Oxford University Press, USA


Category: Business & Economics

Page: 878

View: 658

For almost five decades, Fundamentals of Private Pensions has been the most authoritative text and reference book on private pensions in the world. The revised and updated Eighth Edition adds to past knowledge while providing exciting new perspectives on the provision of retirement income. This new edition is organized into six main sections dealing with a variety of separable pension issues. Section I provides an introductory discussion on the historical evolution of the pension movement and how pensions fit into the patchwork of the whole retirement income security system in the United States. It includes a discussion about the economics of the tax incentives that have played a role in stimulating pension offerings and in the structure of the benefits provided. Section 2 lays out the regulatory environment in which private pension plans operate. Section 3 investigates the various forms of retirement plans that are available to workers to determine how they are structured in practical terms. Section 4 focuses on the economics of pensions. Several of the chapters in this section update and refine material from the prior. New chapters in this volume describe the conversion of some traditional pensions to new hybrid forms, including cash balance and pension equity plans, and the growing phenomenon of phased retirement and the issues raised for employer-sponsored pensions. Section 5 explores the funding and accounting environments in which private employer-sponsored retirement plans operate. The concluding section investigates the handling of assets in employer-sponsored plans and their valuation as well as the insurance provision behind the benefit promises implied by the plans. This latest edition of Fundamentals of Private Pensions will prove invaluable reading for both academics and professionals working in the area of pensions and pension management.

Men, Women, and Money

Perspectives on Gender, Wealth, and Investment 1850-1930

Author: David R. Green

Publisher: Oxford University Press


Category: Business & Economics

Page: 308

View: 618

There has been considerable research into the growth of limited companies in Great Britain in the 19th century, but not much is known about their investors, both men and women. This interdisciplinary book, based on new research, investigates the identity and behaviour of these investors