Introducing the basics of title insurance law and coverage, this book offers a broad overview of what title insurance does and does not do. Written by a leading industry professional, it provides valuable examples and practice pointers throughout. Topics include the variations and common features of U.S. title insurance, common coverage and issues that real estate lawyers need to understand, and standard requests to consider for a transaction. Also includes time-saving checklists and informative exhibits.
FUNDAMENTALS OF INSURANCE, 2E combines hands-on activities, examples from news-making companies, creative special features, and solid content to give your students a full understanding of insurance. Extensive use of activities help students better understand the importance of insurance and how it affects them today--and through to their retirement days. Insurance careers are integrated throughout the text, as well as being provided as a focus in their own chapter. Research questions require students to make contact with the insurance world where they will get additional career information and bring interest and realism into the classroom. Students learn the importance of risk management, property and auto insurance, health coverage, insurance rates, claims procedures, careers in insurance, annuities and planning for retirement. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.
Fundamentals of Property Law is designed with four guidelines in mind, allowing the student not only to obtain a firm grasp of the fundamentals of real and personal property through the use of this book, but also to enjoy the experience: • First, the selection of cases emphasizes rules that are widely accepted in practice. Minority view opinions appear only when they state the majority position clearly, so that students will not be misled about the current state of the law. For example, materials on common law estates is presented through cases, allowing the teacher to integrate them with the rest of the course and pointing out the extent to which the estate system meets the needs of attorneys in practice. • Second, shorter cases are preferred over longer ones and short expositions of the rules are preferred over treatise-like opinions. While some treatise and law review literature is needed beyond case law to provide a sufficient guide to the law, this casebook provides an introductory view. Thus the land conveyancing materials emphasize the transfer of titles, the text presents servitudes and easements' leading concepts, the takings cases deal with land use controls, and the controls emphasized involve the basics of zoning. • Third, the authors address questions of statutory interpretation with regularity in the cases and notes. While real property law may be affected less than some other areas of the first year curriculum, it is of vital importance to understand the role statutes play in our legal system. • Fourth, this book uses intellectual property to provide perspective, but is written overall with a broad approach to the law, reflecting the many disciplines that illuminate the law of property. This eBook features links to Lexis Advance for further legal research options.
A new edition of the standard insurance text, revised to reflect changes that have occurred in the insurance industry and its environment since 1986. Incorporates changes wrought by the Risk Retention Act of 1986, the Tax Reform Act of 1986, the Revenue Act of 1987, and the Medicare Expansion Act of 1988. Covers legal changes, revisions in policy forms, and the introduction of new forms of insurance. As in previous editions, emphasis is on the insurance product and its use within a risk-management framework. The three sections cover the concept of risk, the nature of the insurance device, and the principles of risk management. Specific contracts are examined in detail in order to illustrate insurance principles in action. An appendix contains specimen copies of most major types of policies.
Human life, in all its manifestations, has immeasurable social and economic value. Since ancient times, human beings have tried to put in place systems to sustain and flourish in the face of adversity. In modern times, life insurance is one such financial arrangement that provides social and economic security to individuals and to the communities. Awareness of the basic features and categories of insurance is important in today’s life insurance market where all companies are offering a number of innovative products with multiple features. Divided into three parts, this book incorporates the basics of life insurance, risk management, and health and micro-insurance, in detail. Part I (Concepts, Principles and Processes) systematically defines life insurance, its legal contract and characteristics, marketing and distribution processes involved, and the future trends. Part II (Risk Management, Underwriting, Reinsurance and Claims) explicates the importance of risk management, the process of underwriting, and the types and concepts of reinsurance and claims. Part III (Employee Benefits, Pensions, Annuities, Micro-insurance and Health Insurance) covers allied topics, such as pension products, micro-insurance and health insurance which are increasingly becoming important for the industry for both the social and commercial perspectives.
Clear organization, easy to grasp language, and comprehensive coverage of real estate principles have earned this text a significant following. "Real Estate Fundamentals" has trained more than 70,000 real estate professionals. Instructor Resources include lecture outlines, suggested items to bring to class and a 100 question sample exam. This text can be used in conjunction with the "Real Estate Study Guide" CD-ROM.
Attorney's Guide to Business and Finance Fundamentals is an essential resource for attorneys practicing in the business, commercial and corporate areas, covering such essential topics as: business formation and organization business valuation corporate securities dividends and distribution mergers and takeovers S corporation formations and related tax rules Completely updated, this lucid and authoritative new edition includes significant new material dealing with: 'split Dollar' Life Insurance Accrual Accounting The Public Company Accounting Reform and Investor Protection Act (Sarbanes-Oxley) and the Conduct of Audits and Audit Committee Independence Awards in Connection with Securities Fraud Now Non-dischargeable in Bankruptcy New Tax Laws on Dividends and Capital Gains Sarbanes-Oxley and the effect in Corporate Directors and Corporate Loans State Control Acquisitions Statutes