An invaluable survival tool to cope with retirement - how to plan for it, enjoy it and not waste it! It provides advice on relationships with partners and family, skills in conflict resolution, maintaining financial stability and dealing with issues such as loss and living a full and happy life.
How to Survive the Transition Without Committing a Felony
Author: Roshara J. Holub
Publisher: Xlibris Corporation
This book is intended to bring comfort to those who are experiencing, or about to experience, the rite of passage known as retirement. Told from the unique perspective of one who has made, with a leap of faith, and survived the transition from career professional to retiree. Holub's reflective approach in evaluating and conveying the experience and changes awaiting the retiree-to-be makes this book a delightful and humorous account of an extraordinary journey.
6 Steps to a Successful and Stress-Free Retirement
Author: Michael Longhurst
Publisher: Gill & Macmillan Ltd
Category: Family & Relationships
At last – a retirement guide that deals with more than just the financial aspects of life after work! The Beginner’s Guide for Retirement will teach you how to live a happy, comfortable retirement. Written by renowned psychologist Michael Longhurst, it will show you in six easy-to-manage sections the best ways to prepare yourself for life-changing experience of retirement. Many people live for their retirement, but many others dread it. There is no doubt that it can present an enormously stressful turning point in people’s lives. Using the practical advice in The Beginner’s Guide to Retirement, you can reduce that stress and turn your retirement into the time of opportunity you really hope it will be. The Beginner’s Guide to Retirement will take you through the six preparation stages for a long, healthy and happy retirement: Achieving personal fulfilment Maintaining happy relationships Enjoying a healthy diet and exercise Preserving psychological fitness Learning about the importance of personality and cross-skilling Managing your money The Beginner’s Guide to Retirement exposes the numerous myths that surround this time of our lives and explains why so many people are unprepared for it. It examines important areas of life usually overlooked when planning retirement, providing advice on relationships with partners and family, skills in conflict resolution, dealing with issues such as loss, and most importantly, living a full and happy life in retirement. The final chapter deals with one of the most powerful factors influencing retirement-based anxiety, that of maintaining financial stability and maximising existing financial circumstances. Using a combination of checklists, personal anecdotes, question-and-answer sections and action plans, The Beginner’s Guide to Retirement lays out exactly what you need to do to ensure a successful, stress-free retirement. The Beginner’s Guide to Retirement is an invaluable survival tool for coping with retirement – planning for it, getting the most out of it and enjoying it stress-free! Unlock the secrets to a happy, comfortable retirement and take control of the rest of your life. ‘Longhurst's interest is in the total experience of retiring – physical, emotional and financial. It is the way he sows these disparate themes together that makes the guide a must-read for [anyone] approaching retirement.’ Bill Fenns, moneymanagement.com.au The Beginner’s Guide to Retirement: Table of Contents Introduction SECTION I: Personal fulfilment and growth in retirement Remaining challenged and involved SECTION II: Maintaining and managing relationships Communicating effectively within relationships Assertiveness skills—getting your rights without stress Resolving conflict and negotiating good deals Maintaining close relationships with your partner and friends Contributing and belonging SECTION III: Enjoying a long, happy retirement Regular exercise A healthy diet Medical check-ups—they may save your life! SECTION IV: Maintaining psychological fitness Anxiety, depression and stress Building and maintaining self-esteem Understanding grief and loss Ending loneliness SECTION V: The impact of personality and the need to cross-skill How personality affects your life in retirement Cross-skilling in relationships SECTION VI: Managing money and avoiding traps Guarding your financial health Appendix A: The 180° Relationship Check Appendix B: The Decision-making and Task-allocation matrix
Would you like to have a customer whose budget exceeds $250 Billion a year for goods and services? You can have that customer. The United States Federal Government is the largest purchaser of goods and services in the world. Each year, the Government issues contracts totaling more than $250 Billion for pencils, furniture, computer equipment, landscape services, janitorial services, security guard services, consultant services, etc., etc., etc. With The Beginner's Guide to Government Contracting, you now have the information you need to reach your personal and business goals of financial success. At last, Jeff Corbin tells you the secrets he has been using for the last fifteen years to help companies of all sizes win Federal Government Contracts. These companies range from a local clothes laundry to Fortune 500 Companies. He walks you through the proposal writing process and gives you examples of an Executive Summary, Organizational Charts, Cost Spreadsheets and much, much more.
Start making money today ---with the ultimate guide for first-time investors No matter what the market does, real estate stilloffers plenty of moneymaking opportunities. In thisnew edition of The Beginner's Guide to RealEstate Investing, Gary W. Eldred presents the toolsand knowledge new investors need to get started profitably. Packed with smart moneymakingstrategies and real-life stories from successfulinvestors, this edition also covers the latestinformation on financing, foreclosures, cash flow, and much more. You'll not only master the basics ofinvesting, but also discover specialized techniques that the pros rely on to grow their long-term wealth. Concise yet comprehensive, this practical guide shows you how to: * Find great deals on properties with big potential * Get started with low- or no-down payment financing * Utilize creative financing options and otherpeople's money * Buy low-cost foreclosures and REOs * Make value-adding improvements to any property * Craft winning offers and negotiate like a pro * Manage rental properties hassle-free * Flip investment properties for fast profit In addition, Eldred shows you how to tailor yourinvestment strategy to make money almost anywhere, in any type of market. With proven tech-niques, timeless principles, and totally up-to-dateinformation, The Beginner's Guide to Real EstateInvesting, Second Edition is the perfect place to start building a prosperous future --- today.
Section One, How to Start Your First Job with Twenty Years Experience, describes some of the hidden challenges that face everyone during their first venture into the trenches of the global business community. Being aware of these challenges and developing an action plan to address them will help you to identify and solve problems before they become mistakes. In Section Two, Real Basic Street Smarts, the author presents the ABCs of success, including tips on travel, office politics, entertainment, and 23 other topics critical to your development as a top-notch business professional. For those who have just been promoted into management, Section Three, Duplicity in Action: What's Your Management Style, is the perfect introductory primer on a variety of management issues, chief among them, developing your management style. The tips and suggestions presented here will help you to feel comfortable in your expanded role and to build a highly productive, motivated team. Section Four, By George, He Can Sell Ice to an Eskimo , is a step-by-step overview of the sales process. You will learn how to get your points across, build a consensus agreement, and close the deal. This information is valuable for everyone in both sales and non-sales positions.
Mutual-fund superstar Peter Lynch and author John Rothchild explain the basic principles of the stock market and business in an investing guide that will enlighten and entertain anyone who is high-school age or older. Many investors, including some with substantial portfolios, have only the sketchiest idea of how the stock market works. The reason, say Lynch and Rothchild, is that the basics of investing—the fundamentals of our economic system and what they have to do with the stock market—aren’t taught in school. At a time when individuals have to make important decisions about saving for college and 401(k) retirement funds, this failure to provide a basic education in investing can have tragic consequences. For those who know what to look for, investment opportunities are everywhere. The average high-school student is familiar with Nike, Reebok, McDonald’s, the Gap, and the Body Shop. Nearly every teenager in America drinks Coke or Pepsi, but only a very few own shares in either company or even understand how to buy them. Every student studies American history, but few realize that our country was settled by European colonists financed by public companies in England and Holland—and the basic principles behind public companies haven’t changed in more than three hundred years. In Learn to Earn, Lynch and Rothchild explain in a style accessible to anyone who is high-school age or older how to read a stock table in the daily newspaper, how to understand a company annual report, and why everyone should pay attention to the stock market. They explain not only how to invest, but also how to think like an investor.
Congratulations on picking up this book and taking time to educate yourself about one of the most powerful wealth building and accumulation vehicles available to the tax paying citizens of the United States. As a Certified Public Accountant (CPA), I compiled this brief guide on SEP IRA, or the Simplified Employee Pension Individual Retirement Account, because several of my friends and family who are self-employed and business owners kept asking me how to start one and what it entails. After hearing about it from friends and mentioned in media publications repeatedly, they all wanted to know how they can use this medium to accumulate and build wealth over time. Like I’ve done with other specialized financial topics in the past, I have compiled this guide to efficiently explain how to use this vehicle to accumulate and build wealth to several self-employed business owners out there who may have the same questions. As an entrepreneur, business owner, Certified Public Accountant and someone who has his own SEP IRA plan, I hope you will find this information helpful and actionable so that you too can take advantage of it immediately. I wish you all the best Curt Matsen, CPA Table of Contents Foreword What is a SEP IRA What Type of Businesses Can Start a SEP IRA? Why Should You Establish a SEP IRA? Maximizing Your SEP IRA Contribution SEP IRA Contribution Example Eligibility - Employee and Employer Considerations SEP IRA Contribution Limits SEP IRA Contribution Limits for the Self Employed How SEP IRA Contribution Limits and Reduced Rates Play Out SEP IRA Rules – Plan Establishment, Eligibility, Tax Treatment on Withdrawal & Distributions Exceptions to the Rule – Avoiding Fines and Penalties Required Minimum Distributions Rules How to Establish a SEP IRA Plan? Disclosure and Disclaimer