Solve Your Money Troubles

Strategies to Get Out of Debt and Stay That Way

Author: Amy Loftsgordon,Cara O'Neill

Publisher: Nolo

ISBN: 1413323820

Category: Business & Economics

Page: 392

View: 1304

Are you overwhelmed by debt? Facing collection calls, a wage garnishment, car repossession, or lawsuit? Solve Your Money Troubles is a comprehensive guide that provides the practical information you need to take financial control of your life. Learn how to: prioritize debts & create a budget stop harassment by debt collectors negotiate with creditors deal with wage garnishment, car repossession and foreclosure reduce student loan payments know what to expect if a creditor sues decide if bankruptcy is the right option for you, and rebuild your credit. The new edition of Solve Your Money Troubles is updated with the latest legal developments in the world of debt, credit, and bankruptcy. You’ll also find sample letters you can use when negotiating with creditors, worksheets to help you create a plan to repay your debt, and other practical forms to help you get out of debt and make a fresh start.

Solve Your Money Troubles!

Experience Christian financial success

Author: Robert Morley,Philadelphia Church of God

Publisher: Philadelphia Church of God


Category: Business & Economics

Page: 48

View: 1785

With the world locked in the constricting grip of recession and hurtling toward the biblically prophesied days of reckoning, you urgently need to put your financial house in order. Regardless of financial condition, and regardless of surrounding economic conditions, you can prosper! But to do so, you must take certain concrete action. Sacrifices must be made, at least for a short while. But the result will be a happy, reduced-stress lifestyle. Are you ready to experience the financial freedom, the peace of mind and the abundant, joy-filled life that directly result from practicing God’s laws on finance? In this booklet: • How to Keep Your Job in a Recession • How to Save Money During a Recession • Flee the Credit Trap • Getting Out of Debt: An Emergency Crash Course • Investing for the Future • Plan Your Estate • Finding Joy During a Recession This ebook is offered completely free of charge by the Philadelphia Church of God. However, please not that Google Play will need a verified Google Wallet account which requires your credit card information. In a small number of countries, a temporary authorization of $1 will be charged to your account but will be refunded. This refund can take up to 1 month to process.

How to Get Out of Debt, Stay Out of Debt, and Live Prosperously*

Based on the Proven Principles and Techniques of Debtors Anonymous

Author: Jerrold Mundis

Publisher: Bantam

ISBN: 0345534794

Category: Business & Economics

Page: 336

View: 4443

A simple, proven-effective formula for freeing yourself from debt—and staying that way • Revised and updated, with a new Preface by the author “A must read for anyone wanting to get their head above water.”—The Wall Street Journal THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION OUT OF THE RED • Do this month’s bills pile up before you’ve paid last month’s? • Do you regularly receive past-due notices? • Do you get letters threatening legal action if immediate payment is not made? • Do the total amounts of your revolving charge accounts keep rising? INTO THE BLACK Whether you are currently in debt or fear you’re falling into debt, you are not alone. Sixty million Americans—from doctors to secretaries, from executives to the unemployed—face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You’ll learn • how to recognize the warning signs of serious debt • how to negotiate with angry creditors, collection agencies, and the IRS • how to design a realistic and painless payback schedule • how to identify your spending blind spots • how to cope with the anxiety and daily pressures of owing money • plus the three cardinal rules for staying out of debt forever, and much more! This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program. From the Trade Paperback edition.

A Survival Guide to Debt

How to Overcome Tough Times & Restore Your Financial Health

Author: Mitchell Allen

Publisher: Greenleaf Book Group

ISBN: 1929774702

Category: Business & Economics

Page: 282

View: 2317

For readers who are paying bills with credit cards, cringing every time the telephone rings, avoiding stacks of unopened overdue notices, or facing foreclosure, Mitchell L Allen offers a practical resource full of hope. In this guide Allen empowers readers to make smart choices about how to emerge from debt and recover from the devastating financial and emotional effects of hard times. Unlike other debt-relief authors, Allen doesn't focus on bankruptcy or avoiding bankruptcy; he presents all of the options available and explains how to take advantage of them. He teaches readers: How to deal with financial trouble on their own, including negotiating with creditors; Where to find professional help with debt problems; How to determine if bankruptcy is the best solution; How to file for bankruptcy; How to regain control of their lives and their finances -- forever. Filled with proven and effective strategies for finding a way out of the debt forest, this guide provides the dearest path from debt-induced insanity .to financial security.

The Road Out of Debt + Website

Bankruptcy and Other Solutions to Your Financial Problems

Author: J. N. Feeney

Publisher: John Wiley & Sons

ISBN: 9780470875643

Category: Business & Economics

Page: 400

View: 3302

A practical guide to getting out of debt and understanding the option of personal bankruptcy The current credit and financial crises have prompted Joan Feeney, a preeminent Massachusetts Bankruptcy Judge, and Theodore Connolly, a Finance and Bankruptcy Attorney, to write a book that will help people handle their financial troubles. The Road Out of Debt seeks to assist those considering bankruptcy by demystifying the bankruptcy process and explaining what you can expect to gain (or lose) from it. With the insights of both a bankruptcy judge and a bankruptcy lawyer, you'll be able to determine when it's best to avoid bankruptcy, when you should seek bankruptcy protection, and, most importantly, how best to work through the bankruptcy process, if you so choose. With millions of Americans personally facing dire financial situations, job losses, home foreclosures, and other major financial challenges, no book could be more timely. An exceptional resource for anyone contemplating bankruptcy or otherwise trying to figure out how to handle their debt Puts the bankruptcy process in perspective and reveals specific steps to follow Discusses how to decide whether or not bankruptcy is the right path for you Written by a well-respected bankruptcy judge and bankruptcy attorney As more people find themselves entering financial difficulties, an increasing number of them will need information to help them through these problems. The Road Out of Debt provides you with the serious solutions needed to overcome a personal financial crisis.

Credit Repair

Author: Robin Leonard,Deanne Loonin

Publisher: NOLO

ISBN: 0873378423

Category: Business & Economics

Page: 250

View: 8173

Provides instructions and advice for getting and staying out of debt, offering suggestions for setting budgets, keeping track of expenses, and developing good credit.

California Tenants' Rights

Author: Janet Portman,J. Scott Weaver

Publisher: N.A

ISBN: 1413325254

Category: Business & Economics

Page: 520

View: 7942

California tenants have significant rights under state and local laws, particularly those in rent-controlled cities. Your landlord won't tell you about your rights as a tenant. It's up to you to know what's legal and not in a lease, under what circumstances you may legally break a lease or withhold rent; what are reasonable security deposit deductions; what defenses you might have to stop an eviction; and other rights.

Everybody's Guide to Small Claims Court

Author: Ralph Warner,Editors of Nolo

Publisher: Nolo

ISBN: 1413324916

Category: Law

Page: 440

View: 3387

Win your small claims case! You don't need a lawyer to win in small claims court. You need to know how to prepare and present your own case. Smart preparation for your day in court can make the difference between receiving a check and writing one. Everybody's Guide to Small Claims Court provides the information, tips, and strategies you need to sue someone successfully or put up a winning defense in any state. Find out how to: file and serve papers mediate an out-of-court settlement prepare evidence to support your case decide how much to sue for line up persuasive witnesses present a winning case, and collect money when you win. This edition is completely updated to include the latest procedures and information for small claims courts in every state. Plus, this book includes useful, practical tips by small claims court judges and commissioners who've seen it all. If you are a California resident, check out Everybody's Guide to Small Claims Court in California.

Watchdogs and Whistleblowers: A Reference Guide to Consumer Activism

A Reference Guide to Consumer Activism

Author: Robert N. Mayer

Publisher: ABC-CLIO

ISBN: 1440830002

Category: Business & Economics

Page: 533

View: 630

This book is the most comprehensive and up-to-date source of information about ways in which consumer activism has reshaped the economic and political well-being of citizens in the United States and around the world. • Provides the single most comprehensive source available of information about consumer activism and advocacy • Shows how activism has influenced laws and regulations affecting more than 40 consumer issues • Shares personal accounts from activists about their work on these issues • Details information on U.S. national consumer organizations and many state and local consumer groups, including their goals, strategies, leaders, finances, and impact • Offers insights into the ways consumer activist groups have interacted with other nonprofits, policymakers, regulators, and business groups

Debt-Free Forever

Take Control of Your Money and Your Life

Author: Gail Vaz-Oxlade

Publisher: The Experiment

ISBN: 161519116X

Category: Business & Economics

Page: 320

View: 6506

If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free, it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important. Debt-Free Forever is Gail’s step-by-step guide, and she’ll show you how to: figure out how much you’ve actually been spending • calculate how much you owe—and what it’s costing you • build a budget that works • maximize your debt repayments so you can be free of consumer debt in 3 years or less • prepare for a rainy day so it doesn’t mean a major setback • set goals for your new, debt-free life. Make no mistake: Getting out of debt isn’t easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, pick up this book, follow Gail’s plan, and start becoming debt-free forever.

Guide to Surviving Debt

Author: Deanne Loonin

Publisher: Ingram

ISBN: 9781602480278

Category: Business & Economics

Page: 463

View: 8153

I Will Teach You To Be Rich

Author: Ramit Sethi

Publisher: Workman Publishing

ISBN: 9780761156314

Category: Business & Economics

Page: 266

View: 1125

At last, for a generation that's materially ambitious yet financially clueless comes I Will Teach You To Be Rich, Ramit Sethi's 6-week personal finance program for 20-to-35-year-olds. A completely practical approach delivered with a nonjudgmental style that makes readers want to do what Sethi says, it is based around the four pillars of personal finance--banking, saving, budgeting, and investing--and the wealth-building ideas of personal entrepreneurship. Sethi covers how to save time by not wasting it managing money; the guns and cars myth of credit cards; how to negotiate like an Indian--the conversation begins with "no"; why "Budgeting Doesn't Have to Suck!"; how to get things rolling--for real--with only $20; what most people don't understand about taxes; how to get a CEO to take you out to lunch; how to avoid the Super Mario Brothers trap by making your savings work harder than you do; the difference between cheap and frugal; the hidden relationship between money and food. Not to mention his first key lesson: Getting started is more important than being the smartest person in the room. Integrated with his website, where readers can use interactive charts, follow up on the latest information, and join the community, it is a hip blueprint to building wealth and financial security. Every month, 175,000 unique visitors come to Ramit Sethi's website,, to discover the path to financial freedom. They praise him thoughtfully ("Your site summarizes everything I want with my life--to be rich in finances, rich in experience, rich in family blessings," Dan Esparza) and effusively ("Dude, you rock. I love this site!" Richard Wu). The press has caught on, too: "Ramit Sethi is a rising star in the world of personal finance writing . . . one singularly attuned to the sensibilities of his generation. his style is part frat boy and part silicon Valley geek, with a little bit of San Francisco hipster thrown in" (San Francisco Chronicle). His writing is smart, his voice is full of attitude, and his ideas are uncommonly sound and refreshingly hype-free.

You Need More Money

Wake Up and Solve Your Financial Problems Once and for All

Author: Matt Manero

Publisher: Penguin

ISBN: 0735216983

Category: Business & Economics

Page: 240

View: 1216

Serial entrepreneur and small business expert Matt Manero built his empire starting with nothing but a folding table, a phone, and an unwavering goal- I Need More Money. Now he teaches us his strategies for building lifelong wealth, with a clear, step-by-step process to close the gap between your current income and your hidden earning potential. He can help anyone become a smarter money manager and turn increased income into real, long-lasting wealth. Whether you're looking to level up within your organization or break out of the 9 to 5 as an entrepreneur, he can teach you how to . . . - Get a raise faster than you think-Manero shows you how to become an entrepreneur within your company, take on more responsibility, prove your value, and ask for a raise. - Open a reserve account-Start putting money into a reserve account - NOT a savings account to be used for expenses or emergencies, but one to be used only for money-generating opportunities. - Avoid the trap of small upgrades-Once you identify your true goals, you can invest every extra dollar into achieving the life of your dreams, instead of wasting them on small luxuries or minor upgrades.

The 2% Rule to Get Debt Free Fast

An Innovative Method To Pay Your Loans Off For Good

Author: Alex Michael,Cassie Michael

Publisher: Page Street Publishing

ISBN: 1624144446

Category: Business & Economics

Page: 192

View: 4929

DEBT-FREE LIVING 2% AT A TIME In The 2% Rule To Get Debt Free Fast, Alex and Cassie break down the steps that took them from over $100,000 in consumer debt to living a debt-free life in just a few short years. Alex and Cassie's step-by-step plan is for even the most financially illiterate, and has helped thousands of their followers on their website,, get their finances in order. In this easily digestible guide, they show you how small changes can have a big impact so you can skip the quick fixes and change your life forever. They'll teach you: • How to pay off your mortgage quickly without draining your budget • How to create an emergency fund fast while juggling your monthly bills • What unsecured and secured loans really mean and how much they are costing you • When you should be paying in cash and when you should use a credit card • Creative ways to save on everyday expenses • How to still eat out without breaking the bank Complete with personal anecdotes, helpful worksheets and money-saving tips and tricks, The 2% Rule To Get Debt Free Fast has everything you need to live a life unencumbered by debt.

The Total Money Makeover

A Proven Plan for Financial Fitness

Author: Dave Ramsey

Publisher: Thomas Nelson Inc

ISBN: 159555078X

Category: Business & Economics

Page: 259

View: 5845

A strategy for changing attitudes about personal finances covers such topics as getting out of debt, the dangers of cash advances and keeping spending within income limits.

Zero Debt

The Ultimate Guide to Financial Freedom

Author: Lynnette Khalfani-Cox

Publisher: N.A

ISBN: 9781932450804

Category: Business & Economics

Page: 252

View: 1084

"Zero Debt" will helps readers put a financial fortress around themselves, offering tips on budgeting, the importance of having insurance, low-cost strategies for creating an updated will, creative ways to instantly save, and more.

The Debt Escape Plan

How to Free Yourself From Credit Card Balances, Boost Your Credit Score, and Live Debt-Free

Author: Beverly Harzog

Publisher: Red Wheel/Weiser

ISBN: 1601633920

Category: Business & Economics

Page: 288

View: 4813

Winner of the American Society of Journalists and Authors' 2016 Outstanding Book Award in the Self-Help category Praise for Author’s Last Book: “Confessions of a Credit Junkie is presented in a conversational tone, without confusion, techno-speak complexity or excessive industry jargon. The book breaks through delusion and naiveté and can, given a chance, inspire even the most wide-eyed spender to avoid the pit of debt that snared Harzog and so very many others. — If you’re in credit-card debt and you’re tired of being told that all you need to do is give up your daily latte—and cut up all your credit cards—this is the book for you. Former credit junkie Beverly Harzog racked up thousands of dollars in credit-card debt during a decade of overspending. When she decided she wanted to break free from debt, she found that conventional advice about personal finance didn’t work for her. So, Beverly created her own unique debt escape plan and succeeded in paying off more than $20,000 in credit card debt in two years. In The Debt Escape Plan, you’ll find easy-to-follow advice, often laced with a touch of Southern humor, to help you conquer—and stay out of—credit-card debt. In this much-needed book, you’ll learn: Why a one-size-fits-all approach to credit card debt doesn’t work. How to use the Money Personality Quiz to customize your own debt escape plan. The nine biggest debt mistakes and how to overcome them. Seven secrets for giving your credit score a quick boost. how to overcome the hardships of medical bills. How to debt-proof your future so this never happens to you again!

Debt-Proof Living

How to Get Out of Debt & Stay That Way

Author: Mary Hunt

Publisher: Revell

ISBN: 1441245154

Category: Business & Economics

Page: 320

View: 3296

Your fool-proof guide to paying off debt, planning for the future, and breaking free of our debt-loving culture. The consumer credit industry wants us to believe that debt is necessary to bridge the gap between our pitiful incomes and the lifestyles we desire. But the problem is not that we don't have enough money. It's that we don't know how to manage the money we already have. And until we learn that, more money will never be enough. In this life-changing book, Mary Hunt shows you how to live a rich, fulfilling life without any consumer debt. By applying her simple principles and specific methods, you will learn how to effectively manage and maximize the money you have. No more guessing, wondering, or worrying. Just peace and a more abundant life. What have you got to lose?

Money Rules

The Simple Path to Lifelong Security

Author: Jean Chatzky

Publisher: Rodale

ISBN: 1609618602

Category: Business & Economics

Page: 128

View: 8896

Outlines simple steps for saving, investing, increasing, and protecting income in order to achieve financial stability.