Are you overwhelmed by debt? Facing collection calls, a wage garnishment, car repossession, or lawsuit? Solve Your Money Troubles is a comprehensive guide that provides the practical information you need to take financial control of your life. Learn how to: prioritize debts & create a budget stop harassment by debt collectors negotiate with creditors deal with wage garnishment, car repossession and foreclosure reduce student loan payments know what to expect if a creditor sues decide if bankruptcy is the right option for you, and rebuild your credit. The new edition of Solve Your Money Troubles is updated with the latest legal developments in the world of debt, credit, and bankruptcy. You’ll also find sample letters you can use when negotiating with creditors, worksheets to help you create a plan to repay your debt, and other practical forms to help you get out of debt and make a fresh start.
As the number of Americans struggling to make ends meet increases, more and more people need help handling large amounts of debt. This book covers a broad range of topics and strategies, so readers can tackle all of their financial problems at once while choosing the tactics that work best in their situations.
Secrets to Escaping the Debt Cycle and Living the Life of Your Dreams
Author: David Crank
Category: Business & Economics
In Solving Your Money Problems, Pastor David Crank simplifies the scary and unleashes the new of way of thinking about money. Teaching the nuts and bolts of finances, he outlines easy and accessible ways to budget, eliminate debt, increase saving, and give generously. Are you ready to solve your money problems and live the life God is calling you to?
With the world locked in the constricting grip of recession and hurtling toward the biblically prophesied days of reckoning, you urgently need to put your financial house in order. Regardless of financial condition, and regardless of surrounding economic conditions, you can prosper! But to do so, you must take certain concrete action. Sacrifices must be made, at least for a short while. But the result will be a happy, reduced-stress lifestyle. Are you ready to experience the financial freedom, the peace of mind and the abundant, joy-filled life that directly result from practicing God’s laws on finance? In this booklet: • How to Keep Your Job in a Recession • How to Save Money During a Recession • Flee the Credit Trap • Getting Out of Debt: An Emergency Crash Course • Investing for the Future • Plan Your Estate • Finding Joy During a Recession This ebook is offered completely free of charge by the Philadelphia Church of God. However, please not that Google Play will need a verified Google Wallet account which requires your credit card information. In a small number of countries, a temporary authorization of $1 will be charged to your account but will be refunded. This refund can take up to 1 month to process.
Using the Financial Planning Process to Resolve IRS Tax Problems
Author: Scott Spann
Category: Business & Economics
The LifeSpan Process of Tax Resolution and Financial Freedom is a step by step approach to dealing with IRS tax problems. This book is designed to help individuals with tax liabilities understand how the financial planning process can work to help them deal with the IRS while eliminating negative financial behaviors that often lead to tax troubles. It may also be used as a tool for tax and financial planning professionals to establish tax debt management programs for their clients. Tax Resolution and Financial Freedom explains how to identify and implement the ideal solution to tax problems. The tax resolution plan outlined in this book uses the basic financial planning process to help people take control of tax and financial problems. The ultimate goal is to achieve tax resolution and financial freedom. If you or someone you know is experiencing financial stress related to tax debt, the steps of the LifeSpan Process provide the best path to Tax Resolution and Financial Freedom.
This book is mysterious, but its not a mystery. Look for the mysterious spiritual between the lines message God has for you in each story. The words and thoughts attempt to help you answer lifes puzzling questions about: faith, children, the Bible, fellowship, holidays, missions, money, prayer and self worth.
Before you can control your finances, save money, and get out of debt, you must first understand your spending habits. Sounds simple, right? But for most people it is not, because budgets are based on complicated monthly spending habits, which can be overwhelming, causing people to give up. Now, there's a different way that will revolutionize the way you look at personal finance. In an incredibly easy, comprehensible way, The Dollar Code shows you how to break down spending in order to pay off debt and achieve financial freedom--no matter how many other methods have failed you in the past. Jason R. Hastie's method is based on the principle of living within your means, but what makes it different is that it gives you just one number to remember—your own personal "Daily Digit"—the amount of money you can freely spend each day without going into debt. This one number is the key to financial freedom because it makes spending easy to understand, and when you understand spending, you can control it. Who will benefit from reading and applying The Dollar Code? Everyone who has ever identified with one or more of these statements: I can't understand why I don't have enough money at the end of the week. I've tried budgeting and failed because it was too complicated. I feel out of control of my finances. I get depressed about not having enough money. I have too much debt and feel like the world is caving in. I feel constantly bombarded by unexpected fees and expenses. Not only does Hastie's Dollar Code put those statements to rest, it also addresses a broad range of issues and scenarios that sometimes catch us off guard and, if we're not careful, throw us into a tailspin. Hastie also tackles head-on issues such as the benefits and pitfalls of credit cards, emergency funds, saving for the future, and "the fun bucket." His handy "twenty tips" and worksheets at the back of the book make applying the dollar code even easier and, once you unlock your code, you'll understand why it is the one and only number you need to achieve financial freedom. Really—it's that simple . . . and fun!
Bankruptcy and Other Solutions to Your Financial Problems
Author: J. N. Feeney
Publisher: John Wiley & Sons
Category: Business & Economics
A practical guide to getting out of debt and understanding the option of personal bankruptcy The current credit and financial crises have prompted Joan Feeney, a preeminent Massachusetts Bankruptcy Judge, and Theodore Connolly, a Finance and Bankruptcy Attorney, to write a book that will help people handle their financial troubles. The Road Out of Debt seeks to assist those considering bankruptcy by demystifying the bankruptcy process and explaining what you can expect to gain (or lose) from it. With the insights of both a bankruptcy judge and a bankruptcy lawyer, you'll be able to determine when it's best to avoid bankruptcy, when you should seek bankruptcy protection, and, most importantly, how best to work through the bankruptcy process, if you so choose. With millions of Americans personally facing dire financial situations, job losses, home foreclosures, and other major financial challenges, no book could be more timely. An exceptional resource for anyone contemplating bankruptcy or otherwise trying to figure out how to handle their debt Puts the bankruptcy process in perspective and reveals specific steps to follow Discusses how to decide whether or not bankruptcy is the right path for you Written by a well-respected bankruptcy judge and bankruptcy attorney As more people find themselves entering financial difficulties, an increasing number of them will need information to help them through these problems. The Road Out of Debt provides you with the serious solutions needed to overcome a personal financial crisis.
If you're feeling squeezed by the need to get out of debt, stay out of debt, and live within your means, Spend Joyfullycan help. It explores the basics of money in your life. What does money mean to you? How do you manage money? How can you use money to your advantage? Why do you make the choices you do when you spend? How can you get the most bang-for-your-buck when you spend? With Spend Joyfully, James W. Stone changes the way you think about spending money. He explores how you can live your life with purpose and make decisions about your money to fulfill a goal in life. The result is a new attitude about money that leads to a more satisfying life. Tying that Attitude to a Budget, and understanding Cash Flow are the ABC's of managing your Financial Lifestyle. The subject matter is presented in three sections focused on: 1) Where your money is and how to manage it; 2) How to protect yourself from spending mindlessly; and 3) How to live in a world dominated by advertising. Spend Joyfullyis easy to read, with several small stories to illustrate the material and help you retain what you have read. Readers will identify with many of the examples given. Spend Joyfully focuses on avoiding financial problems, identifying problems when they do arise, and solving these problems. It does not tell you how to make more money or how to invest your money. Rather, it is about using the money you have to live a more satisfying life - and live without letting money take control over you. Out of the Coal Field and Into the Dealership Born in the coal mining fields of West Virginia and raised by parents of the Great Depression, Jim was taught the lessons that could help him make the most of what he had. They were lessons of frugality and making do. But like many lessons they were forgotten the moment he left Appalachia and saw how easy it was to have great new possessions, from TVs and tailored suits to that big, shiny Buick. Very impressive, too, until reality set in. Things "wanted" had become "needed." Bills piled up and soon Jim was in over his head because his purchasing decisions had no bearing on his ability to pay for them. Jim fought his way out of debt and developed his structured approach to Spend Joyfully with clear links between spending and paying, in this easy-to-read book."
Want to take control of your finances once and for all? Managing Your Money All-in-One For Dummies combines expert money management with personal finance tips. From credit cards and insurance to taxes, investing, retirement, and more, seven mini-books show you how to improve your relationship with money — no matter your age or stage of life. This easy-to-understand guide shows you how to assess your financial situation, calculate debt, prepare a budget, trim spending, boost your income, and improve your credit score. You’ll find ways to run a money-smart household, reduce waste, and cut medical and transportation expenses as you tackle your debt head-on and develop good saving habits. You’ll even get help choosing the right mortgage and avoiding foreclosure, saving for college or retirement, and determining your home-, car-, and life insurance needs. Discover how to: Take charge of your finances Manage home and personal finances Lower your taxes and avoid tax audits Plan a budget and scale back on expenses Deal with debt and negotiate with creditors Save and invest safely for college or retirement Protect your money and assets from fraud and identity theft Ensure a comfortable retirement Plan your estate and safeguard a will or trust Managing Your Money All-in-One For Dummies brings you seven great books for the price of one. Can you think of a better way to start managing your money wisely?
Marriages are in a constant state of defeat unlike any other time in history. Every marital bout imaginable is breaking out in homes all across America and other parts of the world. Whats happening to the state of the family? Whats happening to Gods greatest institution for man? How can we save marriages from this devastating blow of divorce and defeat? Are you tired of getting punched and knocked around in the ring of your marriage covenant? Have you declared victory that youll not get knocked out of the ring?
The books in this bite-sized new series contain no complicated techniques or tricky materials, making them ideal for the busy, the time-pressured or the merely curious. Run Your Own Business Successfully is a short, simple and to-the-point guide to the art of running your own business in a way that suits you. In just 96 pages, the reader will discover how to assess the pros and cons of running a business, maximise motivation and find the most effective practices. KNOW WHAT YOU HAVE TO OFFER INCREASE MOTIVATION SORT YOUR FINANCES ENJOY INDEPENDENCE STAY ENTHUSIASTIC
Publisher: American Society for Training and Development
Category: Business & Economics
Here's the basic primer on how to grow the 'right people who are already on the bus' in your organization. This new book intends to empower training and development leaders with the necessary tools and understanding to become catalysts for brining a career development focus to their organizations by implementing three success factors: making career development part of the strategic planning process and extend it across organizational boundaries, sustain the career development focus regardless of budget, economic, and short-term profit goals, and finally, rewarding managers and leaders who help others reach their goals.
Wie wir lernen, die Welt so zu sehen, wie sie wirklich ist
Author: Hans Rosling,Anna Rosling Rönnlund,Ola Rosling
Publisher: Ullstein Buchverlage
Es wird alles immer schlimmer, eine schreckliche Nachricht jagt die andere: Die Reichen werden reicher, die Armen ärmer. Es gibt immer mehr Kriege, Gewaltverbrechen, Naturkatastrophen. Viele Menschen tragen solche beängstigenden Bilder im Kopf. Doch sie liegen damit grundfalsch. Unser Gehirn verführt uns zu einer dramatisierenden Weltsicht, die mitnichten der Realität entspricht, wie der geniale Statistiker und Wissenschaftler Hans Rosling erklärt. Wer das Buch gelesen hat, wird • ein sicheres, auf Fakten basierendes Gerüst besitzen, um die Welt so zu sehen, wie sie wirklich ist • die zehn gängigsten Arten von aufgebauschten Geschichten erkennen • bessere Entscheidungen treffen können • wahre Factfulness erreichen – jene offene, neugierige und entspannte Geisteshaltung, in der Sie nur noch Ansichten teilen und Urteile fällen, die auf soliden Fakten basieren
Stop fretting over the fancy words you see in contracts for financial products and services. By learning how to manage your money, you'll be equipped with strategies that allow you to escape financial difficulties. In this book, Marco LeRoc shares information on how to become financially literate, get out of debt, save money and accomplish your most important financial objectives. Cash In with Your Money provides you with tools and resources so you can -Be financially informed and stay motivated -Analyze your money problems and solve them -Shop smart and cash in on the latest trends -Budget and save in the right way -Know the difference between your "wants" and "needs" -Avoid financial hazards and get out of debt -Develop a financial checklist -Choose the right investment vehicles Don't put your happiness off. You don't have to live in fear of financial trouble. Make the choice today to avoid common financial mistakes, plan for your future, and get motivated to start building wealth for yourself and your family.
Getting out of the credit trap is taking the path to becoming debt-free. Continuous borrowing will only keep you subjugated to lenders. You will be diminishing the quality of your life because you will be paying creditors forever. People are programmed to think like borrowers. That's why borrowing money can be looked at as something that controls you. Whatever you think about the most will be the force that drives you in life. Being a BORROWER or a LENDER: which are you constantly thinking about? If you desire to stop borrowing money you have to start thinking like a lender?