Meet the Frugalwoods

Achieving Financial Independence Through Simple Living

Author: Elizabeth Willard Thames

Publisher: HarperCollins

ISBN: 0062668153

Category: Business & Economics

Page: 256

View: 7023

The deeply personal story of how award-winning personal finance blogger Elizabeth Willard Thames abandoned a successful career in the city and embraced frugality to create a more meaningful, purpose-driven life, and retire to a homestead in the Vermont woods at age thirty-two with her husband and daughter. In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day—as opposed to wishing time away working for the weekends—they enacted a plan to save an enormous amount of money: well over seventy percent of their joint take home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog. In less than three years, Elizabeth and Nate reached their goal. Today, they are financially independent and living out their dream on a sixty-six-acre homestead in the woods of rural Vermont with their young daughter. While frugality makes their lifestyle possible, it’s also what brings them peace and genuine happiness. They don’t stress out about impressing people with their material possessions, buying the latest gadgets, or keeping up with any Joneses. In the process, Elizabeth discovered the self-confidence and liberation that stems from disavowing our culture’s promise that we can buy our way to "the good life." Elizabeth unlocked the freedom of a life no longer beholden to the clarion call to consume ever-more products at ever-higher sums. Meet the Frugalwoods is the intriguing story of how Elizabeth and Nate realized that the mainstream path wasn’t for them, crafted a lifestyle of sustainable frugality, and reached financial independence at age thirty-two. While not everyone wants to live in the woods, or quit their jobs, many of us want to have more control over our time and money and lead more meaningful, simplified lives. Following their advice, you too can live your best life.

Meet the Frugalwoods

Achieving Financial Independence Through Simple Living

Author: Elizabeth Willard Thames

Publisher: HarperBusiness

ISBN: 9780062668141

Category: Business & Economics

Page: 288

View: 6021

The deeply personal story of how award-winning personal finance blogger Elizabeth Willard Thames abandoned a successful career in the city and embraced frugality to create a more meaningful, purpose-driven life, and retire to a homestead in the Vermont woods at age thirty-two with her husband and daughter. In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day—as opposed to wishing time away working for the weekends—they enacted a plan to save an enormous amount of money: well over seventy percent of their joint take home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog. In less than three years, Elizabeth and Nate reached their goal. Today, they are financially independent and living out their dream on a sixty-six-acre homestead in the woods of rural Vermont with their young daughter. While frugality makes their lifestyle possible, it’s also what brings them peace and genuine happiness. They don’t stress out about impressing people with their material possessions, buying the latest gadgets, or keeping up with any Joneses. In the process, Elizabeth discovered the self-confidence and liberation that stems from disavowing our culture’s promise that we can buy our way to "the good life." Elizabeth unlocked the freedom of a life no longer beholden to the clarion call to consume ever-more products at ever-higher sums. Meet the Frugalwoods is the intriguing story of how Elizabeth and Nate realized that the mainstream path wasn’t for them, crafted a lifestyle of sustainable frugality, and reached financial independence at age thirty-two. While not everyone wants to live in the woods, or quit their jobs, many of us want to have more control over our time and money and lead more meaningful, simplified lives. Following their advice, you too can live your best life.

Meet the Frugalwoods

Achieving Financial Independence Through Simple Living

Author: Elizabeth Willard Thames

Publisher: HarperBusiness

ISBN: 9780062668134

Category: Business & Economics

Page: 256

View: 2532

The deeply personal story of how award-winning personal finance blogger Elizabeth Willard Thames abandoned a successful career in the city and embraced frugality to create a more meaningful, purpose-driven life, and retire to a homestead in the Vermont woods at age thirty-two with her husband and daughter. In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day—as opposed to wishing time away working for the weekends—they enacted a plan to save an enormous amount of money: well over seventy percent of their joint take home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog. In less than three years, Elizabeth and Nate reached their goal. Today, they are financially independent and living out their dream on a sixty-six-acre homestead in the woods of rural Vermont with their young daughter. While frugality makes their lifestyle possible, it’s also what brings them peace and genuine happiness. They don’t stress out about impressing people with their material possessions, buying the latest gadgets, or keeping up with any Joneses. In the process, Elizabeth discovered the self-confidence and liberation that stems from disavowing our culture’s promise that we can buy our way to "the good life." Elizabeth unlocked the freedom of a life no longer beholden to the clarion call to consume ever-more products at ever-higher sums. Meet the Frugalwoods is the intriguing story of how Elizabeth and Nate realized that the mainstream path wasn’t for them, crafted a lifestyle of sustainable frugality, and reached financial independence at age thirty-two. While not everyone wants to live in the woods, or quit their jobs, many of us want to have more control over our time and money and lead more meaningful, simplified lives. Following their advice, you too can live your best life.

Train Your Way to Financial Fitness

Author: Shannon McLay

Publisher: Greenleaf Book Group

ISBN: 1938416961

Category: Business & Economics

Page: 144

View: 7523

After accomplishing her own successful weight loss journey, financial planner Shannon McLay realized that while there are a number of resources available to people who want to become physically fit, there are far fewer for those looking to become financially fit. Many personal finance books tend to put the cart before the horse when it comes to financial planning, prompting McLay to ask, “How can you discuss retirement or investment options, when you don’t have any money to begin with?" Most people don’t even know what financial fitness looks like, let alone how to achieve it. We can measure and weigh ourselves to quantify physical health, but how do we evaluate our financial health? McLay, an advisor who works with individuals everyday on their financial health, has created an innovative quiz to help you learn whether you’re “financially skinny,” financially fat,” or “financially fit.” From there, she provides exercises and advice to help you achieve, or sustain, a financially fit lifestyle. As with physical health and fitness, financial fitness is a goal that anyone can achieve. The journey is very similar: you need a plan and the right tools to accomplish your goals. This book will give you the resources you need along your journey to financial fitness, all you have to do is follow it just like any other training.

How to Be a Financial Grownup

Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom

Author: Bobbi Rebell

Publisher: Maven House

ISBN: 1938548671

Category: Business & Economics

Page: 232

View: 2501

Bobbi Rebell, award-winning TV anchor and personal finance columnist at Thomson Reuters, taps into her exclusive network of business leaders to share with you stories of the financial lessons they learned early in their lives that helped them become successful. She then uses these stories as jumping off points to offer specific, actionable advice on how you can become a financial grownup just like them. Financial role models such as Author Tony Robbins, Entrepreneur Ivanka Trump, Shark Tank's Kevin O’Leary, Mad Money's Jim Cramer, Designer Cynthia Rowley, Macy's CEO Terry Lundgren, Zillow's CEO Spencer Rascoff, PwC's CEO Bob Moritz, and twenty others share their stories with you. The book walks you through some of the biggest money decisions you'll make regarding real estate, investing, debt management, careers, friends and money, family finances, and even health and wellness. You're guided by proven examples and given the information you need to make choices that are right for you. How to Be a Financial Grownup will especially appeal to you if you're interested in new ideas to better manage your finances, especially if you're going through life changes where you have to pay more attention to your financial well-being.

Saved

How I quit worrying about money and became the richest guy in the world

Author: Ben Hewitt

Publisher: Rodale Books

ISBN: 1609614097

Category: Business & Economics

Page: 224

View: 7859

When Ben Hewitt met Erik Gillard, he was amazed. Here was a real-life rebel living happily and comfortably in small-town Vermont on less than $10,000 per year. Gillard's no bum. He has a job, a girlfriend, good friends, and strong ties to the community. But how he lives his life—and why—launches Hewitt on a quest to understand the true role of money and mindless consumerism in our lives. By meeting and befriending people like Erik Gillard, Hewitt realized that their happiness was real. What was he—and the rest of a deeply unhappy population—missing? Saved is the humorous, surprising, and ultimately life-changing result of Hewitt's quest, a narrative that challenges everything we know about the meaning of money. Hewitt uses his sharp eye for story, exhaustive reporting, and his own experience living below his means to bring what he learned into an even larger context. How does money really work? How can a bankrupt society move forward? The answers are not what you think, and Hewitt has written an important book for our times.

You Can Retire Early!

Everything You Need to Achieve Financial Independence When You Want It

Author: Deacon Hayes

Publisher: Simon and Schuster

ISBN: 1440599890

Category: Business & Economics

Page: 256

View: 832

The definitive guide to financial independence at any age! Retiring early is not limited to lottery winners or the super rich. In fact, with proper planning, we can all retire at a younger age than we ever dreamed—but only with the right plan. Personal finance expert Deacon Hayes explains the practical, concrete steps you can take to start your retirement when you’re young enough to thoroughly enjoy it, including: *Developing a personalized retirement plan *Maximizing income *Understanding opportunity cost *Assessing and reducing debt *Selecting the right investment vehicles *Sticking to the plan With Hayes’s guidance, you can achieve financial independence and enjoy an active, happy, and long retirement.

Little House Living

The Make-Your-Own Guide to a Frugal, Simple, and Self-Sufficient Life

Author: Merissa A. Alink

Publisher: Simon and Schuster

ISBN: 1501104292

Category: House & Home

Page: 320

View: 448

From the immensely popular blogger behind Little House Living comes a motivational homemaking book, inspired by Laura Ingalls Wilder’s Little House on the Prairie, featuring creative, fun ways to live your life simply and frugally—perfect for fans of Ree Drummond’s The Pioneer Woman. Shortly after getting married, Merissa Alink and her husband found themselves with nothing in their pantry but a package of spaghetti and some breadcrumbs. Their life had hit rock bottom, and it was only after a touching act of charity that they were able to get on their feet again. Inspired by this gesture of kindness as well as the beloved Little House on the Prairie books, Merissa found that a life of self-sufficiency and simplicity could be charming and blissful. She set out to live an entirely made-from-scratch life, the “Little House” way, and as a result, she slashed her household budget by nearly half—saving thousands of dollars a year. She started to write about homesteading, homemaking, and cooking from scratch, and over the next few years developed the recipes and DIY projects that would one day become part of her now beloved website, LittleHouseLiving.com. As whole foods became staples of the family diet, Merissa realized the dangers of putting overly processed ingredients not only into our bodies, but on or near them as well. In addition to countless delicious, home-cooked meals, she developed natural, easy-to-make recipes for everything from sunscreen to taco seasoning mix, lemon poppy hand scrub to furniture polish. With their simple ingredients, these recipes are allergen friendly and many are gluten-free. With over 130 practical, simple DIY recipes, gorgeous full-color photographs, and Merissa’s trademark charm in personal stories and tips, Little House Living is the epitome of heartland warmth and prairie inspiration.

Down to Earth

Author: Rhonda Hetzel

Publisher: Penguin UK

ISBN: 0857971255

Category: Self-Help

Page: 336

View: 8882

'I was pulled into simple living before I knew what it was. It crept up on me using the smallest of steps and didn't reveal its true beauty and real power until I was totally hooked. I was searching for a way to live well while spending very little money. What I found was a way of life that also gave me independence, opportunity and freedom.' Rhonda Hetzel gently encourages readers to find the pleasure and meaning in a simpler life, sharing all the practical information she has gathered on her own journey. Whether you want to learn how to grow tomatoes, bake bread, make your own soap and preserve fruit, or just be inspired to slow down and live more sustainably, Down to Earth will be your guide.

The $1000 Project

Author: Canna Campbell

Publisher: Penguin UK

ISBN: 1743772882

Category: Business & Economics

Page: 272

View: 9955

Financial planner Canna Campbell saved $32,000 in twelve months by using her unique strategy of 'bundling' - saving and earning extra money in small, achievable 'parcels' of $1000. Now she wants to empower you to get the same results! Drawing on material from her popular YouTube channel and website, here Canna shares all of her tips and tricks for saving and earning additional money, as well as advice for turning these savings into long-term 'passive' income through savvy investments. She also gives general advice on how to get financially healthy, including how to clear up bad debt and how to manage your superannuation more sensibly. And she'll keep you motivated, focused and on track as you push yourself towards a better financial future. The $1000 Project is like a diet and exercise plan for your finances - you'll see the immediate results in your bank account, and you'll also come out of it feeling financially fit and strong and ready to set yourself up for success.

Work Optional

Retire Early the Non-Penny-Pinching Way

Author: Tanja Hester

Publisher: Hachette Books

ISBN: 0316450871

Category: Business & Economics

Page: 288

View: 3708

A practical action guide for financial independence and early retirement from the popular "Our Next Life" blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting-or not! Work Optional is more than just a financial plan: it's a plan for your whole life-designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Work Optional will get you there.

Your Money or Your Life

9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Fully Revised and Updated for 2018

Author: Vicki Robin,Joe Dominguez

Publisher: Penguin

ISBN: 9781101539705

Category: Business & Economics

Page: 368

View: 1613

Brand new for 2018: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times

Design Your Future: 3 Simple Steps to Stop Drifting and Start Living

Author: Dominick Quartuccio

Publisher: TCKPublishing.com

ISBN: 9781631610394

Category: Self-Help

Page: 240

View: 509

You built the life you thought you wanted, but now you're feeling...bored? Restless? Trapped? Sure you have an enviable lifestyle, on paper. You've got the income, the title, the material possessions and maybe even the family. But something is off. What once fired you up just isn't as interesting. Your drive is diluted and your mojo eludes you. You can't figure out why. All this is happening at the same time as the responsibilities continue to mount and the chaos of your life accelerates. This means you'll continue to live into a life of more of the same because: YOU HAVE NOT CONSCIOUSLY DESIGNED YOUR FUTURE. You're letting life happen to you. That's why it's feeling predictable and uninspiring. No wonder the restlessness, the boredom and the feelings of being trapped. BUT THERE IS ANOTHER WAY. This book will show you how to break through that self-imposed ceiling. It will challenge you to Take Command of your life by: 1. Awakening you to your beliefs and stories 2. Disrupting your patterns and behaviors 3. Designing a future you can't wait to live into So get ready to stop drifting and start living...NOW.

Young, Fun & Financially Free

Live the Good Life Now and Build a Kick-ass Future!

Author: Leanna Haakons

Publisher: N.A

ISBN: 9780998854632

Category: Business & Economics

Page: 152

View: 741

Young, Fun & Financially Free Live the good life now and build a kick-ass future! Does the thought of budgeting and retirement leave you frustrated and uninspired? Sadly, our culture promotes consumer spending and instant gratification at the expense of financial freedom. Most people think that they have to suffer now in order to live well later. In this groundbreaking book, Leanna shows you how you can create a wealthy future and still live the good life today. You will discover: How to be in the right money mindset - creating the lifestyle of your dreams should be exciting! How to spend wisely and live freely - on your own terms Brilliant tips for upscale living that won't break the bank Investing 101 - take the mystery out of investing and start building your nest egg today How to eliminate debt and fix your credit stat! How to stay the financial course when life throws you curveballs Inspirational stories of others who've done it - and you can too! Strategies you can implement NOW to get your money working for you TODAY "This book is full of simple and effective lessons on how to take control of your financial journey - a must read!" - Mehul Gandhi, Certified Financial Planner(R) Professional "Leanna showed me how to make an effortless extra $2,400 a year with just one phone call! Her passion for finance got me excited to learn more about money and investing." - Lisa Pineda, CEO of Body Zone Fitness "Leanna's finance expertise and marketing magic has exponentially increased our firm's revenues. I can't wait to share her book with my kids!" - Shaun Casey, President of Westshore Marketing Group

50 Simple Things You Can Do to Improve Your Personal Finances

How to Spend Less, Save More, and Make the Most of what You Have

Author: Ilyce R. Glink

Publisher: N.A

ISBN: 9780812927429

Category: Business & Economics

Page: 222

View: 5112

Introduces fifty strategies to help readers gain financial independence by creating an investment portfolio, buying a house, planning for retirement, and getting organized.

The New Frugality

How to Consume Less, Save More, and Live Better

Author: Chris Farrell

Publisher: Bloomsbury Publishing USA

ISBN: 9781608191697

Category: Business & Economics

Page: 256

View: 5161

As the recession deepens, with a downturn in spending, rise in defaulting mortgages and throttling of credit, a Go-Go economy has transitioned to a Uh-Oh economy. How did we get here and what does it mean for individuals and families? The New Frugality lays out how Americans have overspent-and offers a way out through consuming less and saving more-showing that living simply is not just living "cheaply." What is required is a paradigm shift. We need to learn to live more modestly by cutting back on spending, actually attempting to live within our means and increasing savings. Farrell outlines creative new ways of thinking that can help us to accomplish this, not just by reverting to earlier financial models, but by innovating new solutions that are appropriate to the times we live in. In some ways, The New Frugality is the fiscal equivalent of the green movement; and indeed, going green is also part of the project. In The New Frugality Farrell will show where the economy is going, how it will affect regular families, and how they can weather the storm.

First Person Rural

Essays of a Sometime Farmer

Author: Noel Perrin

Publisher: David R. Godine Publisher

ISBN: 9780879238339

Category: Literary Collections

Page: 144

View: 3953

Having moved from New York fifteen years before to become a Vermont farmer, Perrin recounts his mistakes in adjusting to country life and offers advice on such topics as sugaring, raising sheep, and making butter

The Simple Path to Wealth

Your Road Map to Financial Independence and a Rich, Free Life

Author: J. Collins

Publisher: Createspace Independent Publishing Platform

ISBN: 9781533667922

Category:

Page: 286

View: 8936

The author shares his personal techniques, insights and experiences regarding saving money and investing, drawn from his blog posts as well as a series of letters to his teenage daughter, both dealing with money management.

The Year of Less

How I Stopped Shopping, Gave Away My Belongings, and Discovered Life is Worth More Than Anything You Can Buy in a Store

Author: Cait Flanders

Publisher: Hay House, Inc

ISBN: 1401953522

Category: Self-Help

Page: 216

View: 7342

In her late twenties, Cait Flanders found herself stuck in the consumerism cycle that grips so many of us: earn more, buy more, want more, rinse, repeat. Even after she worked her way out of nearly $30,000 of consumer debt, her old habits took hold again. When she realized that nothing she was doing or buying was making her happy —only keeping her from meeting her goals —she decided to set herself a challenge: she would not shop for an entire year. The Year of Less documents Cait’s life for twelve months during which she bought only consumables: groceries, toiletries, gas for her car. Along the way, she challenged herself to consume less of many other things besides shopping. She decluttered her apartment and got rid of 70 percent of her belongings; learned how to fix things rather than throw them away; researched the zero waste movement; and completed a television ban. At every stage, she learned that the less she consumed, the more fulfilled she felt. The challenge became a lifeline when, in the course of the year, Cait found herself in situations that turned her life upside down. In the face of hardship, she realized why she had always turned to shopping, alcohol, and food —and what it had cost her. Unable to reach for any of her usual vices, she changed habits she’d spent years perfecting and discovered what truly mattered to her. Blending Cait’s compelling story with inspiring insight and practical guidance, The Year of Less will leave you questioning what you’re holding on to in your own life —and, quite possibly, lead you to find your own path of less.

Playing With Fire Financial Independence Retire Early

How Far Would You Go for Financial Freedom?

Author: Scott Rieckens

Publisher: N.A

ISBN: 9781608685806

Category: Business & Economics

Page: 300

View: 5527

One family's journey into the FIRE (Financial Independence Retire Early) subculture as they radically change their spending and lifestyle to reach financial independence