Managing Debt For Dummies

Author: John Ventura,Mary Reed

Publisher: John Wiley & Sons

ISBN: 1118068157

Category: Business & Economics

Page: 312

View: 1401

If you’re trying to kick the “Buy Now/Pay Later” habit and get your spiraling debt under control, you need Managing Debt For Dummies now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You’ll find out how easy it is to: Distinguish between good and bad debt Go on a “debt diet” to get back into financial shape Start a filing system to track debt and protect life after debt Adopt a smart spending regimen Increase your income Consolidate your debt Decide which bills to pay when you can’t pay them all Use credit cards responsibly You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in Managing Debt for Dummies.

Managing Debt FOR DUMmIES

Author: JV

Publisher: Jason



Page: 307

View: 6048

Call us clairvoyant: You’re concerned about how much you owe to your creditors. Join the crowd! We won’t even try to guess how many people are worried about their debts as we write these words. Suffice it to say the number is staggering, and it keeps on growing. As we write, total consumer debt has skyrocketed to a whopping $2.2 trillion dollars. Data from the Federal Reserve Board shows that the annual rate of consumer debt has risen throughout this decade, driven primarily by revolving credit — mostly credit card debt. Statistics show that people in the United States now spend more than they take home; they make up the difference by drawing down their savings, using credit, or not paying all their financial obligations. These dismal facts are fueled by a variety of factors, including higher energy and healthcare costs; stagnant wages; easy access to credit; rising interest rates; inadequate savings; and poor understanding of basic money management. Whether you picked up this book because you’re drowning in debt and looking for a financial life raft or because you’re just feeling uncomfortable about the amount you owe to your creditors, we’re here to help. In this book, we show you how to assess the state of your finances; live on what you make; get your debts paid off as quickly as possible; and deal with high-risk debts like your mort- gage, car loan, and federal taxes. When your financial problems are behind you (which will happen if you put our advice into action), we prepare you for your financial future. We walk you through the credit rebuilding process and explain the basics about credit and debt and money management.

Managing Your Money All-In-One For Dummies

Author: Consumer Dummies

Publisher: John Wiley & Sons

ISBN: 9780470481486

Category: Business & Economics

Page: 696

View: 9378

Want to take control of your finances once and for all? Managing Your Money All-in-One For Dummies combines expert money management with personal finance tips. From credit cards and insurance to taxes, investing, retirement, and more, seven mini-books show you how to improve your relationship with money — no matter your age or stage of life. This easy-to-understand guide shows you how to assess your financial situation, calculate debt, prepare a budget, trim spending, boost your income, and improve your credit score. You’ll find ways to run a money-smart household, reduce waste, and cut medical and transportation expenses as you tackle your debt head-on and develop good saving habits. You’ll even get help choosing the right mortgage and avoiding foreclosure, saving for college or retirement, and determining your home-, car-, and life insurance needs. Discover how to: Take charge of your finances Manage home and personal finances Lower your taxes and avoid tax audits Plan a budget and scale back on expenses Deal with debt and negotiate with creditors Save and invest safely for college or retirement Protect your money and assets from fraud and identity theft Ensure a comfortable retirement Plan your estate and safeguard a will or trust Managing Your Money All-in-One For Dummies brings you seven great books for the price of one. Can you think of a better way to start managing your money wisely?

Divorce For Dummies

Author: John Ventura,Mary Reed

Publisher: John Wiley & Sons

ISBN: 9780470485361

Category: Family & Relationships

Page: 384

View: 8294

Since Divorce For Dummies, 2nd Edition published in 2005, there have been considerable changes in collaborative divorces, common law marriages, same sex marriages, visitation, and even custody laws (from children to pets). Divorce For Dummies, 3rd Edition includes 25 percent new, revised, and refreshed material covering all of the above.

Personal Finance Workbook For Dummies

Author: Sheryl Garrett

Publisher: John Wiley & Sons

ISBN: 1118106253

Category: Business & Economics

Page: 312

View: 6095

"Do the terms personal finance or money management dredge up feelings of confusion or fear? If so, you're not alone. This workbook helps you take charge of your personal finances and improve your financial situation. Crammed with the tools and strategies you need to make smarter decisions about your finances, it empowers you to save money, simplify your life, and achieve your most important financial goals." --back cover.

Debt Is For Dummies

Author: Kevin Yu

Publisher: Hyperink Inc

ISBN: 1614648085

Category: Business & Economics

Page: 80

View: 8470

Debt. It's not a matter of dollars and cents. It's an epidemic that's tearing apart lives across the country. As the negative numbers stack up in your personal finances, you may think there's no way out. Think again. Financial industry pro Kevin Yu teaches you how to live debt-free. No gimmicks. No short cuts. Just the proven methods to eliminate debt and start a new life, all in this eBook!

AARP Master Your Debt

Slash Your Monthly Payments and Become Debt Free

Author: Jordan E. Goodman

Publisher: John Wiley & Sons

ISBN: 1118230981

Category: Business & Economics

Page: 256

View: 2764

AARP Digital Editions offer you practical tips, provensolutions, and expert guidance. The world of borrowing and debt management has changeddramatically, leaving people confused about how best to securetheir financial future. This book is the only guide with detailedadvice to help you become debt free or master the debt you have,based on the latest laws and new government programs and policiesimplemented under the Obama administration. Is the information and advice on debt management different thanin years past? Definitely. In this savvy, engaging guide,bestselling financial expert Jordan Goodman will tell you howto Win the mortgage game: avoid foreclosure, obtain the best refi,and modify your mortgage even if it is "under water" Clean up your credit report and dramatically boost your creditscore Negotiate new terms and payments for burdensome medical bills,student loans, and credit cards Protect yourself from the devastation of identity theft Master the new credit card rules, and avoid the rate and feetraps Learn a revolutionary strategy that will help you becomemortgage free in 5 to 7 years, change the way you pay all yourbills, and save hundreds of thousands of dollars Master Your Debt recommends many pioneering strategies asit lays out an innovative plan for achieving the elusive goal offinancial success. The book is filled with helpful web sites, tollfree numbers, associations and government agencies, and vettedcompanies and services to help you implement this advice. Intoday's volatile economy, getting out of debt is the key tosurviving and thriving, and author Jordan Goodman provides you withthe strategies and tools to live debt free.

Credit Repair Kit For Dummies

Author: Stephen R. Bucci

Publisher: John Wiley & Sons

ISBN: 0471789712

Category: Business & Economics

Page: 384

View: 9968

Don't let your credit suffer needlessly from errors or outdated information With tools and tips for fixing a bad credit report A bad credit report can hurt your chances at qualifying for loans and credit cards, and it can even get in the way when you want to rent an apartment or land a job. Credit Repair Kit For Dummies is your essential guide to managing your credit -- from fixing mistakes on your credit report, to improving your credit going forward, to establishing manageable payment plans with creditors. Discover how to * Protect yourself from identity theft * Improve your credit score * Assert your rights under the FACT Act * Maintain great credit * Investigate your legal options For Dummies

Author: Gail A. Perry, CPA,Matt Krantz

Publisher: John Wiley & Sons

ISBN: 9781118001530

Category: Computers

Page: 360

View: 8158

Making Millions For Dummies

Author: Robert Doyen,Meg Schneider

Publisher: John Wiley & Sons

ISBN: 9780470464557

Category: Business & Economics

Page: 384

View: 312

The must-have guide to achieving great wealth Making Millions For Dummies lays out in simple, easy-to-understand steps the best ways to achieve wealth. Through a proven methodology of saving, building a successful business, smart investing, and carefully managing assets, this up-front, reliable guide shows readers how to achieve millionaire or multimillionaire status. It provides the lowdown on making wise financial decisions, with guidance on managing investments and inheritances, minimizing taxes, making money grow, and, most important, how to avoid common and costly financial mistakes. Millionaire wannabes will see how to maintain financial security throughout their life with this easy-to-follow road map to financial independence. For individuals who yearn to make millions but don't want to be restricted to owning or running a business, the book features other options, such as inventing and patenting the next big thing, consulting, selling high-value collectibles, and flipping or owning real estate.

Personal Finance For Canadians For Dummies

Author: Eric Tyson,Tony Martin

Publisher: John Wiley & Sons

ISBN: 0470676817

Category: Business & Economics

Page: 456

View: 2187

Take control of your finances! The latest on how to save more, invest wisely, and plan for the future. Do you need help managing your financial priorities? Relax! This friendly guide give you just the information you need to take control of your finances and make the most of your money. Whatever your income level, whatever you financial goals, the updated edition of this national bestseller is the Canadian sourcebook of sound financial planning. Discover how to: Get out - and stay out - of consumer debt. Reduce your spending Save more of what you earn Make profitable investments Buy insurance coverage that's right for you Select the best financial advisers Get smart! @ Find listings of all our books Choose from many different subject categories. Sign up for eTips at Praise for Personal Finance for Canadians For Dummies® "One of the most comprehensive and readable guides available on the subject." - Calgary Herald "Packed with useful information, all presented in bite-sized segments in a clear, uncluttered format." - Toronto Star "Reaches out to everyday readers with straightforward tips and an easy-to-read format." - Ottawa Citizen

Credit Repair Kit For Dummies

Author: Steve Bucci

Publisher: John Wiley & Sons

ISBN: 1118821572

Category: Business & Economics

Page: 416

View: 1360

Manage and repair your credit Credit card debt is the third largest source of household indebtedness. Credit Repair Kit For Dummies gives you the tools you need to repair your credit. This new edition covers: major changes with the Consumer Financial Protection Bureau's (CFPB) inquiry into overdraft practices and their effect on consumers; dealing with the effect of tightened credit markets on those with good, marginal, or bad credit; best ways to recover from mortgage related score hits or minimize damage after walking away from a home; updated Vantage Score information; updated coverage on reporting programs like FICO Score watch, etc.; what makes a good FICO score today; a new section on significant others (boyfriend/girlfriend/spouse) and credit/debt sharing; Debt Relief Act in a mortgage meltdown situation; the latest tips and advice on dealing with identity theft and annoying collection calls; and more. Online you'll find sample credit reports, forms, templates, and other helpful tools to help whip your credit into shape. Updated credit score examples with new ranges New information about IRS exceptions to the Mortgage Forgiveness Advice and tips about adding information to a credit report, and beefing-up thin credit Useful, downloadable, forms and tools on If you have mediocre credit and want or need to better manage it in order to get a job, reduce insurance costs, qualify for banking products, and more, Credit Repair Kit For Dummies has it covered.

Personal Bankruptcy Laws For Dummies

Author: James P. Caher,John M. Caher

Publisher: John Wiley & Sons

ISBN: 1118052803

Category: Business & Economics

Page: 384

View: 3488

With tips on understanding -- and surviving -- the new bankruptcy laws If you're considering bankruptcy, you need straightforward answers and reliable advice. This handy guide covers it all -- so you can get your finances in line and your life back on track. This updated new edition covers everything you need to know about the new bankruptcy law and includes even better resources. Don't get desperate -- get out of debt instead! Discover how to * Weigh the consequences of bankruptcy * Manage your spending * Find professional help you can trust * Decide on the right type of bankruptcy * Pass the means test * Keep more of your stuff

Übungsbuch Statistik für Dummies

Author: Deborah J. Rumsey

Publisher: John Wiley & Sons

ISBN: 3527809309

Category: Mathematics

Page: 368

View: 9134

Haben Sie Probleme mit Statistik und sehen weder Anfang noch Ende? Da hilft nur üben, üben, üben. Aber keine Sorge! Dieses Buch zeigt Ihnen mit vielen Beispielen und Schritt-für-Schritt-Lösungswegen, wie Sie verschiedene Aufgabenstellungen richtig angehen. Von arithmetischem Mittel über Normalverteilung und Wahrscheinlichkeitsrechnung bis Konfidenzintervall und zentraler Grenzwertsatz sind alle wichtigen Themengebiete vertreten. Dank einer kurzen Wiederholung der Grundlagen und Hunderten Übungen können Sie der Statistik schon bald furchtlos gegenübertreten. Viel Spaß beim Üben!

Financial Accounting For Dummies

Author: Maire Loughran

Publisher: John Wiley & Sons

ISBN: 9781118063873

Category: Business & Economics

Page: 368

View: 536

Your plain-English guide to navigating a financial accounting course Despite the economic landscape and job market, demand for accountants remains strong, and accountants will continue to see high demand for their services as the economy rebounds and businesses grow. Additionally, one of the effects of the economic downturn is a greater emphasis on accountability, transparency, and controls in financial reporting. With easy-to-understand explanations and real-life examples, Financial Accounting For Dummies provides students who are studying business, finance, and accounting with the basic concepts, terminology, and methods to interpret, analyze, and evaluate actual corporate financial statements. Covers traditional introductory financial accounting course material Explores concepts accountants and other business professionals use to prepare reports Details mergers and acquisitions purchase and pooling, free cash flow, and financial statement analysis Whether you're a student on your way to earning a bachelor's degree, MBA, or MAcc, Financial Accounting For Dummies gives you a wealth of information to grasp the subject and ace the course.

Corporate Finance for Dummies

Author: Steve Collings

Publisher: John Wiley & Sons

ISBN: 1118743504

Category: Corporations

Page: 376

View: 3574

The maths, the formulas, and the problems associated with corporate finance can be daunting to the uninitiated, but help is at hand. Corporate Finance For Dummies, UK Edition covers all the basics of corporate finance, including: accounting statements; cash flow; raising and managing capital; choosing investments; managing risk; determining dividends; mergers and acquisitions; and valuation. It also serves as an excellent resource to supplement corporate finance coursework and as a primer for exams. Inside you?ll discover: The tools and expert advice you need to understand corporate finance principles and strategies Introductions to the practices of determining an operating budget, calculating future cash flow, and scenario analysis - in plain English Information on the risks and rewards associated with corporate finance and lending Easy?to?understand explanations and examples Help to pass your corporate finance exam!

Existenzgründung für Dummies

Werden Sie Ihr eigener Chef. Die richtige Firmenidee und ihre Umsetzung. Interessante Finanzierungsmöglichkeiten. Personalsuche, Marketing und Kundenservice.

Author: Eric Tyson,Jim Shell

Publisher: N.A

ISBN: 9783527700363


Page: 296

View: 9764

Investment Banking For Dummies

Author: Matt Krantz,Robert R. Johnson

Publisher: John Wiley & Sons

ISBN: 1118615883

Category: Business & Economics

Page: 384

View: 485

Enrich your career with a review of investment banking basics One of the most lucrative fields in business, investment banking frequently perplexes even banking professionals working within its complex laws. Investment Banking For Dummies remedies common misconceptions with a straightforward assessment of banking fundamentals. Written by experts in stock market proceedings, this book runs parallel to an introductory course in investment banking. It clearly outlines strategies for risk management, key investment banking operations, the latest information on competition and government regulations, and relationships between leveraged buyout funds, hedge funds, and corporate and institutional clients. With this reference, you can ace investment banking courses and grasp the radical changes that have revamped the stock market since the financial crisis. Thoroughly addresses the dramatic financial changes that have occurred in recent years Outlines expectations to prepare you for the future Teaches the practical aspects of finance and investment banking, how to value a company, and how to construct a financial model No serious business student or banking professional should be without the basic knowledge of issuing bonds, stocks, and other financial products outlined in this excellent resource.